Additional Services


Net Branch
FREE Internet banking for all members! Complete account access and maintenance from anywhere in the world via computer - www.paefcu.org
 
Electronic Bill Pay
Available, online, to all of our Share Draft Account holders.

Online Loan Pre-Approval
Apply for loans online to determine prequalification. It's fast and easy!
Get Started Now


Subsidiary Services


  • Wire Transfers
  • VISA Credit Cards
  • VISA Debit Cards


  • Consumer Loans


    Home Equity Loans
    Borrow against the equity in your house to catch up on bills or home repairs. Our rates are determined by the Wall Street Journal prime rate.

    Signature Loans
    Need to consolidate bills or need to have major repairs to your car? Consider a signature loan. We offer competitive rates and will loan up to 5 years.

    Boat, Camper an RV Loans
    Let us finance your next purchase.

    Share Secured Loans
    Use your savings for a share secured loan for the best interest rate you can get.

    Certificate Secured Loans
    A certificate may be used to secure a loan for your needs. Borrow against what you have on your certificate.

    Automobile & Motorcycle Loans
    We offer the best rates around for new or used cars and motorcycles. We will finance  up to 85% of the retail value for used vehicles.
    Savings Accounts


    Prime Share Account
    The traditional savings account for all members. Our share accounts offer competitive rates with interest calculated on the average daily balance and paid quarterly.

    Christmas Club Account
    The account that helps members save for the holiday expenses. Funds are available year round penalty free.

    Share Certificates
    Our highest return savings product. These time deposit certificates are available with maturity dates from 12 months to 60 months.

    IRA Accounts
    We offer traditional, Roth, Coverdell, and Savings IRAs.
    IRA Share Certificates available to maximize earnings.


    Checking Services

    All our checking accounts feature:

  • No monthly service fee
  • 24 hour free Internet account access
  • Worldwide ATM access
  • VISA debit card access


    Share Drafts
    Write as many checks as you like. $25.00 minimum balance requirements. Maintain a $250.00 balance and recieve a monthly dividend.

    Money Market
    Our rates are tiered, according to balance, to maximize your earnings. $1,000 minimum balance requirements.

    Super Money Market
    Once again our rates are tied according to balance. $10,000 minimum balance.

    Plus Money Market
    Our highest earning share draft account! $50,000 minimum balance to earn declared monthly interest rate.


    Mortgage Services


    PAEFCU offers 1st and 2nd Mortgage and Home Equity services including:
  • 1st time Home Buyer Program
  • Adjustable Rate Mortgages
  • Fixed Rate Mortgages
  • Balloon Payment Mortgages
  • Refinancing
  • Vacation Homes

  • Click here to pre-qualify for a for First Mortgage Loan Application and Refinancing.